Freedom

Today, my wife and I are experiencing something we haven't had since the day we were married...financial freedom. As of this morning, we are completely debt free. Credit, medical and mortgage are all paid off.

No more debt. No more paying interest. No more being a slave to the lender.

For those wondering, we followed Dave Ramsey's baby steps to get to financial freedom. We took a bit of a short cut, but you use whatever means you have. The goal is what your sights are set on.

Debt is painful. It isn't any fun to have creditors calling you wanting to "work with you" on a way to take your money.

Now, don't come begging for money, because we've already budgeted it all away. That's another one of the baby steps..saving toward the future.

Debt is dumb. Cash is king. And, the paid off home mortgage is the new status symbol of America. - Ramsey